Australian Insurance Law: A First Reference, 4th Edition

Part 1: Background
1. Insurance: A Risk Transfer, Loss-Spreading Arrangement
2. Dividing Insurance into Categories
3. A Short History of Insurance
4. Regulation of General Insurers
5. Insurance Intermediaries
6. Introduction to the Insurance Contracts Act 1984 (Cth)

Part 2: Period Leading up to and Including the Formation of an Insurance Contract
7. Utmost Good Faith
8. Pre-contractual Disclosure
9. Formation of an Insurance Contract
10. Insurable Interest
11. Duration of an Insurance Contract
12. The Layout of an Insurance Policy: Recitals, Insuring Clause, Exclusions, Policy Terms and Definitions
13. Construing an Insurance Contract
14. The Nature of an Insurer’s Promise to Indemnify
15. Causation
16. Mitigation
17. First Party Insurance
18. Liability (Third Party) Insurance
19. Some Common Policy Terms

Part 3: The Claim
20. Broken Promises
21. Election, Estoppel and Abuse of Process
22. Section 54
23. Fraudulent Claims
24. How Many Claims (Aggregation Clauses)?
25. Claiming the Benefit of Another Person’s Insurance Contract
26. Some Insurance-Related Civil Litigation Procedures

Part 4: Recovery of an Insurer’s Loss from Third Parties and Other Insurers
27. Subrogation
28. The Duties Owed by a Lawyer when Retained by an Insurer
29. Double Insurance and Contribution