Butterworths Commercial and Consumer Law Handbook, 7th edition

The seventh edition of Butterworths Commercial and Consumer Law Handbook contains an invaluable collection of UK statutory material and EC materials. This title is fully up–to–date with all the latest commercial and consumer law changes making it an essential reference source for practitioners involved with this area of the law.

The implementation of the Consumer Credit Directive 2008 has resulted in major amendments to the Consumer Credit Act 1974 and swathes of new regulations. The applicable law now depends on the type of agreement. You need to know the three phases of consumer credit law – before the 2004–06 changes; after the changes but before the Directive; after the Directive. These can all be found with this handy reference work.

The 7th edition is fully up to date with all the latest consumer and commercial law changes including:

• Equality Act 2010 ss 1–31
• Financial Services Act 2010 ss 8–19
• Consumer Insurance (Disclosure and Representations) Act 2012
• The Money Laundering (Amendment) Regulations 2011 2011/781
• The Electronic Money Regulations 2011 2011/ 99
• The Consumer Credit (Amendment) Regulations 2011 2011/ 11
• The Timeshare, Holiday Products, Resale and Exchange Contracts Regulations 2010 2010/2960

The 7th edition also includes the following important changes:

• All the material currently in force to implement the Consumer Credit Directive 2008 (2008/48/EC).
• Relevant parts of the draft Financial Services Bill 2012 which has been drafted by the coalition government as part of its plan to reform regulation both of consumer law and of financial services have been included in Appendix 2 to aid practitioners in preparing for the regulatory changes proposed in this Bill
• Directive 2011/83/EU, of the European Parliament and of the Council of 25 October 2011 on consumer rights, which must be implemented by Member States by the end of 2013.
• The Competition Commission’s Final Order on the selling of Payment Protection Insurance (PPI) which impacts upon the important area of consumer transactions