Central Bank Acts: Annotated and Consolidated

The legislative framework for regulated financial services in Ireland is notably complex and, as yet, unconsolidated. The Central Bank Acts 1942 - 2018 and the Financial Services and Pensions Ombudsman Act 2017 provide the basic architecture for the financial system. They set the regulatory perimeter in some significant areas, significantly shape the rights of customers, and define the functions and powers of the key players: the Central Bank of Ireland, the Appeals Tribunal, and Financial Services and Pensions Ombudsman.

This new text sets out the consolidated text of each Central Bank Act on the statute book (and the Financial Services and Pensions Ombudsman Act 2017) in chronological order. Each Act features an introduction, and the annotations beneath each section expand on the meaning of each section and provide notes on relevant case law.

FEATURES:

• Up-to-date consolidated legislation showing commencements, repeals, substitutions and amendments
• Annotations on each section, with detailed notes on relevant case law
• Detailed commentary on the Financial Services and Pensions Ombudsman and on the interaction between the FSPO and the courts
• In-depth consideration of the legal status of codes of conduct, such as the Code of Conduct on Mortgage Arrears and the Consumer Protection Code
• Close analysis of the statutory cause of action for damages for a contravention of financial services legislation
• Key provisions which have not been considered by the courts in Ireland are compared with provisions of UK financial services law
• An introduction on each Act
• Clear division of primary and secondary legislation

ABOUT THE AUTHOR. John Freeman is a practising barrister who has worked in-house in regulated financial services and in prudential supervision in the Central Bank of Ireland. In his practice, John has appeared in financial regulatory and professional disciplinary cases in the courts and before administrative bodies and advises widely on regulatory and banking law issues.