Consumer Debt and Social Exclusion in Europe

Bankruptcy / Insolvency › Consumer Law

Consumer Debt and Social Exclusion in Europe

Edited by Irina Domurath · Hans W. Micklitz
Routledge July 2015

Specifications

ISBN-13
9781472449030
Publisher
Routledge
Publication
July 2015
Format
Hardback
Jurisdiction
U.K. ? Countri(es) for reference only

Details

This book analyses the dichotomy between the goal of social inclusion and the effect of social exclusion through over-indebtedness since 2008 in Europe. Filling a vital gap in the current literature on the effects of the financial and economic crisis, this volume puts into context academic discussion with the real-life dimension of over-indebtedness.

Reports from six European countries provide socio-economic and legal information on over-indebtedness as well as the regulatory and judicial responses to the problems entailed by over-indebtedness. They form the empirical background for five analyses of different aspects of the inclusion-exclusion dichotomy. It becomes clear that in the context of credit expansion, individual over-indebtedness has turned into a social issue, which the current design of the consumer credit and mortgage system in Europe has helped to produce while disregarding the consequential danger of social exclusion.

Table of Contents

Part I The Framework: Introduction, Irina Domurath and Hans-W. Micklitz
The design of consumer and mortgage credit law in the European system, Guido Comparato.

Part II The Country Reports: Country report Greece, Georgios Mentis and Ekaterini Pantazatou
Country report Portugal, Catarina Frade and Mariana Pinheiro Almeida
Country report Spain, Pablo Gutierrez de Cabiedes and Marta Cantero Gamito
Country report Hungary, Monika Jozon
Country report Iceland
Maria Elvira Mendez Pinedo and Irina Domurath
Country report Romania, Beatrice Andresan-Grigoriu and Madalina Moraru.

Part III The Different Issues of Over-Indebtedness: Over-indebtedness and its causes across European countries, Elaine Kempson
A map of responsible lending and responsible borrowing - suggestions in the EU for a stronger legal framework to prevent over-indebtedness, Irina Domurath
The role of credit bureaus in globalized economies - why they matter less than we think and how they can matter more, Akos Rona-Tas
Two cheers for Europe: austerity, mortgage foreclosures and personal insolvency policy in the EU, Iain Ramsay
Conclusions: consumer over-indebtedness and consumer insolvency - from micro to macro, Hans-W. Micklitz. Index.
HKD 2,168.79 −3%
HKD 2,235.87

Inclusive of HK delivery

Ready to ship
Delivery Time: around 4-5 weeks
Extra 10 working days if shipping address outside Hong Kong
  • Free HK shipping over HK$1,000
  • International shipping to 35+ countries
Order Form
Save

Recommended

You may also be interested in these books:

More titles from Bankruptcy / Insolvency

View all
International Insolvency and Finance Law: Legal Constants in Times of Crises
Routledge

International Insolvency and Finance Law: Legal Constants in Times of Crises

Daniele D'Alvia
HKD 277.29
The EC Regulation on Insolvency Proceedings: A Commentary and Annotated Guide, 3rd Edition
Oxford University Press

The EC Regulation on Insolvency Proceedings: A Commentary and Annotated Guide, 3rd Edition

Gabriel Moss; Ian F. Fletcher; Stuart Issacs
Insolvency Intelligence
Sweet & Maxwell Ltd Subscriptions

Insolvency Intelligence

Steven Frieze; David Milman
Cross-Border Insolvency: The Enactment and Interpretation of the UNCITRAL Model Law
Springer-Verlag

Cross-Border Insolvency: The Enactment and Interpretation of the UNCITRAL Model Law

Neil Hannan
HKD 1,728.00
Maritime Cross-Border Insolvency under the UNCITRAL Model Law Regime: Commonwealth and US Perspectives
Hart Publishing

Maritime Cross-Border Insolvency under the UNCITRAL Model Law Regime: Commonwealth and US Perspectives

Jingchen Xu
HKD 542.10
A Debt Restructuring Mechanism for Sovereigns
Hart Publishing

A Debt Restructuring Mechanism for Sovereigns

Christoph G Paulus
HKD 1,513.20