Consumer Insurance Law Disclosure, Representations and Basis of the Contract Clauses

Chapter 1. Consumer insurance – the current law on pre-contractual information
John Birds, Professor Emeritus, School of Law, University of Manchester

Chapter 2. Self-regulation and the failure of previous reform initiatives
Peter J Tyldesley, Lecturer in Insurance Law at the University of Manchester and Senior Research Fellow in Law at St Mary’s University College, Twickenham

Chapter 3. The FSA – the impact of rules, guidance and TCF initiatives
Dr Robert Purves, barrister at 3 Verulam Buildings and former Chief Counsel, Insurance and Prudential Policy, at the Financial Services Authority

Chapter 4. The Financial Ombudsman Service - its role and approach and the effect of its decisions
Melissa Collett, Ombudsman, Financial Ombudsman Service

Chapter 5. The Law Commissions’ reform proposals and the impact of the new Act
David Hertzell, Law Commissioner, Law Commission for England and Wales

Chapter 6. Perspectives

• Association of British Insurers (Mark Allen, Acting Assistant Director, Markets & Regulation and Judith Crawford, Policy Adviser, Regulation and Distribution, General Insurance and Health Directorate)
• British Insurance Law Association (Alison Green, Vice-President, barrister at 2 Temple Gardens)
• Chartered Insurance In stitute (Laurence Baxter, Head of Policy & Research)
• Macmillan Cancer Support (Mike Hobday, Director of Policy and Research)
• Trading Standards Institute (Ron Gainsford OBE, Chief Executive)
• Which? (Lucy Widenka, Financial Services Senior Advocate)

Chapter 7. Looking forward – what’s next on the reform agenda?
Tamara Goriely, Commercial and Common Law Team Manager, Law Commission for England and Wales

Chapter 8. Preparing for change