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Help with Housing Costs 2025-2026: Advising on housing benefit, universal credit and pension credit

Help with Housing Costs 2025-2026: Advising on housing benefit, universal credit and pension credit

Author: Sam Lister; Roger Thwaits; Martin Ward
Publisher: Shelter Publications
ISBN: 9781739538811

Previous Edition ISBN: 9781739538804
Published In: May 2025
Format: Paperback
Jurisdiction: U.K. ? Disclaimer:
Countri(es) stated herein are used as reference only

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Essential reference tool for anyone working in local councils, registered social landlords, advisers, tribunal members and housing professionals.

This new guide explains who can get help towards personal housing costs. It applies throughout Great Britain and is used by renters, owners, shared owners, local councils, social and private landlords, welfare and finance advisers, tribunal members and housing professionals.

The guide covers both working age and pension age claims for universal credit, housing benefit, state pension credit, support for mortgage interest and council tax rebates. This edition gives the rules from April 2025, including:

Help for social housing tenants, private tenants, owners and shared owners
Who can get benefit towards rent and/or service charges
Transferring (or migrating) from the old benefits to universal credit
Transitional protection to avoid you being worse off when you transfer
The rules for supported housing and temporary accommodation
How the bedroom tax and local housing allowance affect you
How the two-child limit and the benefit cap work
How to calculate all the benefits
How other adults in your home can affect you
How much income and capital you can have and still get benefit
Who can get benefit during an absence from home or on two homes
Support for mortgage interest for owners and share owners
Council tax exemptions, discounts, disability reductions and rebates
Discretionary housing payments
How to claim and when you will be paid benefit
Payments to landlords and mortgage lenders
Repaying overpayments of benefit
Asking for a reconsideration and how to appeal
The rules for migrants and recent arrivals to the UK