Marine Insurance Clauses, 5th Edition

N.Geoffrey Hudson, M.A. (OXON) is a barrister and consultant average adjuster, having been for many years senior partner of Ernest Robert Lindley & Sons, one of the leading firms of international average adjusters. He has been both Chairman of the Association of Average Adjusters and President of the International Association of European Average Adjusters (AIDE). He has contributed to several publications including Lloyd’s Maritime and Commercial Law Quarterly. He is the author of The York –Antwerp Rules (2nd ed.), and co-author of The Institute Clauses (3rd ed.) and The Marine Claims Handbook (5th ed.).

Tim Madge is a partner of Mediterranean Average Adjusting Company, having joined the profession in 1963. He is a Fellow and past Chairman of the Association of Average Adjusters from May 2001 to May 2003, during which time he organized and chaired seminars on marine insurance terms and conditions and related matters and also steered the consultation process between the Association and the Joint Hull Committee, leading to the International Hull Clauses launched on 01/11/02 and amended in 2003. He sits on the Association’s Committee of Management, Examination Committee and Panel of Experts. He is also a member of the European Association of Average Adjusters (AIDE).

Keith Sturges began his average adjusting career with E.R. Lindley & Sons in 1975 dealing with claims on marine cargo policies and the cargo side of large general average cases. After qualifying as a Fellow of the Association of Average Adjusters in 1990, he become a director of E.R. Lindley & Co/ Richards Hogg Lindley and, in addition to dealing with cargo claims, managed a large portfolio of hull related matters, including claims on ship policies, collision liabilities, loss of hire etc.. He has acted as expert witness in a number of large, disputed claims variously advising lawyers, insurers and claimants. During a spell out of the average adjusting profession, Keith acted as Manager for Professional Standards and Training in the Agency Department at Lloyd’s, training and examining Lloyd’s Agents around the world and introducing a comprehensive cargo claims handling examination into the Lloyd’s Agency’s Certificate of Cargo Surveying Proficiency programme. He then returned to average adjusting with Richards Hogg Lindley where he is currently a director.