Home >
Finance >
Investment / Trading >
Microfinance for Bankers and Investors

Microfinance for Bankers and Investors Understanding the Opportunities and Challenges of the Market at the Bottom of the Pyramid

Author: Elizabeth Rhyne
Publisher: McGraw Hill
ISBN: 9780071624060
Published In: May 2009
Format: Hardback , 352 pages
Jurisdiction: International ? Disclaimer:
Countri(es) stated herein are used as reference only

Out of stock

Description
Contents
Author

Details

What promise did Sequoia Capital recognize in SKS microfinance (India) that it had also seen in Apple, Oracle, and Google'

Why would Vodafone help distribute money via cell phones for millions of Kenyans'

How did a Mexican retailer create a financial-services empire, Banco Azteca, that would serve eight million borrowers in five years'

From its origins as a nonprofit poverty alleviation strategy, microfinance has become a viable business model for providing financial services to the poor in ways that allow for both social responsibility and profit, even in the midst of economic turmoil.

Longtime microfinance expert Elisabeth Rhyne and her team guide readers through the landscape of financial-inclusion opportunities, providing lessons from companies around the world that are leading the way in earning profits while addressing global poverty.

Microfinance for Bankers and Investors reveals:

Changes in the market allowing for increased private investment in microfinance
New technologies and delivery channels that reduce costs for small transactions
Proven ways to overcome the unique challenges of serving customers at the bottom of the pyramid
Innovative products for grassroots finance, such as mobile phone banking and microinsurance
The extraordinary social value and business sustainability of microfinance

Microfinance for Bankers and Investors breaks new ground by showing how microfinance attracts top organizations to engage in double and triple bottom-line business activities. With deep insight and clear vision, it examines the unique opportunities and challenges of providing financial services for low-income people.

Inclusive finance gives companies the prospect of aligning social values with long-term business strategies. Microfinance for Bankers and Investors offers the facts and insights you need to enter this fast-growing market with confidence.

Key Features

ACCION will heavily market the book: both directly to its own constituencies and indirectly through its broad access to corporate funders and key players in the financial sector. ACCION e-Newsletters go out to 7,700 subscribers, interested in microfinance. ACCION will post release news on homepages of www.accion.org and www.financialinclusion.org, as well as on the UN Advisors website. They will also announce it to 15,000 Net Impact (www.netimpact.org) members, both MBA candidates and professionals interested in using business to solve global problems. A cover article on the book will be featured in the spring 2009 issue of ACCION Ventures, its twice-yearly 12-page newsletter, mailed to 14,000 donors, corporate foundations, other funders and investors, and key industry contacts

Preface
Introduction
Chapter 1. Understanding the BOP Market
Chapter 2. The Four Challenges of the BOP Market
Chapter 3. Product Design for BOP Clients
Chapter 4. Three Products: Insurance, Housing Finance and Remittances
Chapter 5. Corporate Choices
Chapter6. Commercial Banks as Microlenders
Chapter 7. Models of Micro-Insurance
Chapter 8. Retailers as Channels
Chapter 9. Financing Inclusive Finance
Chapter 10. Financial Infrastructure
Chapter 11. Payments Technologies Reduce Costs and Increase Convenience
Chapter 12 Approaches to Social Responsibility
Chapter13 Measuring the Social Bottom Line

Elisabeth Rhyne is managing director of the Center for Financial Inclusion at ACCION International, where she works to bring together leaders in financial services to address challenges facing the microfinance industry today. ACCION International is a leading microfinance organization that provides microloans, business training, and other financial services to low-income people starting their own businesses. Rhyne is the author of four previous books on the subject, including Mainstreaming Microfinance.