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Personal Insolvency Law: Global Perspectives and China's Transformation

Coming Soon Personal Insolvency Law: Global Perspectives and China's Transformation

Personal Insolvency Law: Global Perspectives and China's Transformation

Author: Guan H. Tang; Jing Liu; Yimin Ren
Publisher: Routledge
ISBN: 9781041164159

Published In: October 2026
Format: Hardback
Jurisdiction: U.K. ? Disclaimer:
Countri(es) stated herein are used as reference only

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In an era marked by economic uncertainty and rising living costs, the need for compassionate and effective personal insolvency systems has never been more urgent. This edited volume offers a timely and incisive exploration of the complexities of personal insolvency regimes.

Drawing on insights from the UK, the US, Europe, Japan and China, the book examines how diverse legal systems negotiate the tensions between debt relief and moral hazard, creditor protection and social equity, and market efficiency and human dignity. It compares the effectiveness of neoliberal models, middle-ground approaches, and state-led systems, offering assessments of their respective strengths and limitations.

The analysis moves beyond theory, grounding its arguments in real-world examples, while advancing the case for a robust, standalone personal insolvency framework in China. By synthesising global experience with local experimentation, the volume demonstrates how such a framework could strengthen economic resilience, uphold human dignity, and bring China’s system into closer alignment with international standards.

Ideal for scholars, policymakers and practitioners alike, this book bridges academic rigour and practical relevance, inviting readers to reconsider insolvency not merely as a mechanism of last resort, but as an instrument of financial rehabilitation and social inclusion.

1. Personal Insolvency at a Crossroads

Guan H Tang

Part I The Institutional Dynamics of Personal Insolvency

2. The Changing Institutional Context of Personal Insolvency Law

Iain Ramsay

3. The Discharge of Debt under the Personal Insolvency System of England and Wales: Lessons to be Learned from an Economic Perspective

Katharina Möser

The Dilemmas and Paths of China’s Personal Insolvency Regime: Legislative Momentum as an Analytical Focus

Jing Liu

Part II The Delicate Balance of Relief and Responsibility in Insolvency Reform

Failure and Success: Consumer and Small Business Bankruptcy Reform in the US

Jason Kilborn