Introduction.
Chapter 1 Getting the Nest Egg Ready to Hatch.
A New Approach.
What You've Got.
Additional Sources of Retirement Income.
Where Are Your Retirement Resources?
With Assets Comes Expenses.
Looking Forward.
Chapter 2: Putting Your Assets to Work for You.
The Old Way: Maximizing Returns Based on Risk Tolerance.
The Hank Parrott Way: The Smart Money Approach.
Why Do I Need Such Big Returns?
Checking In.
Accessing Assets in Retirement Accounts.
Converting Money from a Traditional IRA to a Roth IRA.
Organizing Your Non-Retirement Accounts.
Looking Forward.
Chapter 3: IRA Mastery.
Planning for Taxes.
What Makes Up a Traditional IRA?
Contributing to an IRA.
Traditional and Roth IRAs: Learn the Difference!
The Rules of Roth Conversions.
Tax Considerations When Investing IRA Assets.
Taking Distributions from Traditional IRAs.
Estates and IRAs.
Passing it Along.
Looking Ahead.
Chapter 4: Enhancing Your Retirement with Built-in Guarantees
Annuities, Bonds, and CDs.
Bonds: What is guaranteed and what is not.
Annuities: Separating myths from truth.
CDs: A Key Element in an Income-Generating Retirement Portfolio.
Putting It All Together: Investing for the Long Term.
Chapter 5: How the Smart Money Invests.
Learning through Trial and Error.
The Real Story.
Starting Off: The Retirement Investor Quiz.
Busting the Investment Myths.
Active Management.
Tune out the Media's Advice.
Investing vs. Speculating: Know the Difference!
A Real Story About Speculative Investing.
The Smart Money Investment Strategy.
All About Asset Allocation.
Tax Planning and Investments.
My Best Advice.
Looking Forward.
Chapter 6: Paying for Helping Hands.
The Ins and Outs of Long-Term Care.
What are Your Options?
Planning Ahead.
Common Myths About Long-Term Care.
How You'll Pay.
Examining Which LTC Payment Option Works for You.
Understanding Long-Term Care Insurance.
Last But Not Least.
Chapter 7: The Basics of Estate Planning.
Why Estate Planning?
Problematic Probate.
All About Trusts.
The Five Essential Documents.
Lightning Round: Other Types of Trusts.
Whom Should I Name as Trustee?
The Value of Real Professionals: Finding the Right Certified Expert.
Frequently Asked Questions.
Estate Planning Checklist.
Where to Go from Here.
Appendix A: Confidential Lifestyle Questionnaire.
Appendix B: Lifestyle Expense Worksheet.
Appendix C: Financial Lifestyle Fact Finder.
Acknowledgments.
About the Author.
Index.
