Colinvaux's Law of Insurance in Hong Kong, 4th Edition (Hardcopy + e-Book)

Colinvaux’s Law of Insurance in Hong Kong, Fourth Edition is the definitive reference manual on insurance law and practice in Hong Kong. Modelled on the UK edition, which is now in its 12th edition, and authored by Robert Merkin QC, the text has been adapted specifically for the Hong Kong insurance market.

• Provides a detailed examination of the key principles, rights, and issues of insurance contract law
• Covers three distinct areas: the contract, the parties involved, and special types of insurance
• Extensive commentary on the construction of policies explaining issues such as risk, utmost good faith, insurance interest, the premium, claims, and loss
• Addresses the roles of the different parties involved, including intermediaries and the regulatory structure of the industry.

Highlights include

Chapter 14 covers the new regime for the regulation of insurance intermediaries.

Chapter 20 discuss at length the application of business interruption policies to businesses affected by the closure of their premises due to the pandemic.

Key cases:

Financial Conduct Authority v Arch Insurance (UK) Ltd [2020] EWHC 2448 (Comm) - test case on principles of policy coverage in respect of claims by policyholders to be indemnified for business interruption losses arising in the context of COVID-19
PC Case Gear Pty Ltd v Instrat Insurance Brokers Pty Ltd [2020] FCA 137 - discusses broker''s policy on liability
Pakeezah Meat Supplies Ltd v Total Insurance Solutions Ltd [2019] Lloyd’s Rep IR 137 - discusses broker''s disclosure obligations towards the assured
ABN Amro Bank NV v Royal & Sun Alliance plc [2021] EWHC 442 (Comm) - discusses the Interpretation of insurance contracts, an insured''s duty of disclosure/good faith and the requirement for reasonable conduct, and brokers'' duties to their clients