EU and UK Securitisation Regulation

Provides a comprehensive analysis of the regulatory framework for securitisation in the European Union and United Kingdom.

Reform of the securitisation regulatory framework is key for relaunching the securitisation markets in the European Union and the United Kingdom to free up banks’ balance sheets for additional lending to households and businesses. This book provides a comprehensive analysis of the regulatory framework for securitisation in the United Kingdom and Europe. It covers all of the key aspects of the regulatory aspects of securitisation and the European Union, including risk retention, due diligence and transparency requirements, and the regulatory capital treatment of securitisations for banks and insurers. The book includes in-depth analysis of recent and proposed EU and U.K. regulatory changes to the securitisation framework and their application to different asset classes and types of securitisation. It also considers practical issues faced by practitioners working in-house or in private practice in interpreting and applying the regulatory framework.