The Law of Consumer Credit and Hire

Detailed guide to the Consumer Credit Act 2006, offering solutions to the issues arising from this legislation

Practical examples illustrate the difficulties that face practitioners relating to the consumer credit and hire agreements currently in use

Expert author team provides a valuable insight into key areas of practical concern

Inspired by the Consumer Credit Act 2006, this detailed work offers practical guidance on the legislation. The scope and impact of the regulation is undergoing fundamental change; for example, financial limits on regulation are being partially removed, the OFT are given the power to fine licensees, an Ombudsman scheme is being introduced and agreements can be reopened where the relationship arising is held to be unfair.

This book addresses topics of practical concern and examines the areas most relevant to practitioners drafting, securitising or seeking to defend claims under credit or hire agreements. In particular, the book focuses on the outstanding problems and issues arising from the application of the Consumer Credit Act.

In-depth commentary is provided by an expert author team who have appeared in many recent cases where enforceability of rights under credit and hire agreements has been in issue.

Readership: Legal practitioners dealing with banking and commercial law, in particular those advising on consumer credit issues, either as part of general commercial practice or as a specialist practice area; companies operating in the field of consumer credit; consumer advisers.